Klear

Request a Demo

The expense platform
built for Singapore.

star star star star star 4.9 · 200+ finance leaders in Singapore

check_circle GST F5 reporting with IRAS-compliant tax codes
auto_awesome AI Copilot handles submission conversationally — no forms
account_balance GIRO-ready payment files. IRAS audit package in one click.

I want to:

Submit expenses as an employee Manage expenses for my team Run expenses company-wide

Request a Demo →

Sales-assisted onboarding · No self-serve sign-up

Klear AI Copilot chat interface showing a taxi receipt being automatically categorised with GST code OS

chat_bubble

hero.gif

Placeholder — drop GIF here

EVERYTHING YOU NEED

Streamlined for modern finance teams

chat

AI Copilot — submit by conversation

Employees send a receipt. Klear categorises it, assigns the correct GST code, checks policy, and routes it — automatically.

check_circle

Multi-level approval workflows

Sequential, time-bound chains with SLA escalation, delegation, and one-click email approval — fully configurable.

lock

Tamper-proof audit trail

Every approval, comment, and payment logged append-only. Receipts SHA-256 hashed at upload. IRAS audit package in one click.

photo_camera_back

Receipt capture, three ways

Mobile camera, email forwarding to [email protected], or manual entry. AI parses every field before the employee sees it.

policy

GST-compliant by default

All 6 IRAS GST tax codes assigned automatically — TX9, ZR, BL, EP, OS, NR. No manual selection. No end-of-quarter corrections.

bar_chart

12 pre-built reports

Spend by department, cost centre, employee, and category. GST Input Tax F5-ready by tax code. Scheduled email delivery.

How Klear works

No more chasing receipts

Employees send a receipt — by mobile camera, email, or manual entry. Klear's AI reads it, categorises it, assigns the GST code, and routes it for approval without touching a single dropdown.

1 Snap a photo or forward to [email protected]
2 AI Copilot confirms category, GST code, and policy
3 One tap to submit. Status updates sent automatically.

Mobile phone showing the Klear AI Copilot chat interface with a receipt being submitted

Employee.png · 720×398

Close the month without the scramble

All expenses arrive categorised and GST-coded. Run a reimbursement batch, download the GIRO payment file, and export to Xero or QuickBooks.

1 Build policy rules in the visual rule builder — no code required
2 Run a reimbursement batch. Download the GIRO IBG payment file.
3 Generate the IRAS audit package in one click. Any period, any time.

Klear finance dashboard showing expense pipeline and GST F5 report

financeadmin.png · 720×398

Approve with full context. In one click.

Every expense arrives with receipt image, AI-parsed fields, employee spend vs limit, and full policy evaluation — no back-and-forth needed.

1 Review expense with receipt, fields, and policy evaluation in one view
2 Approve from email — one click. Reject redirects to Klear for mandatory reason.
3 Set a delegate for a date range. Items revert automatically on return.

Klear approvals inbox showing expense cards sorted by SLA urgency

approver.png · 720×398

Request a Demo →

verified SINGAPORE-READY

AI that understands
IRAS tax codes.

Klear's Copilot doesn't just read receipts — it understands Singapore's tax landscape. It automatically assigns the correct IRAS codes (TX9, ZR, BL, EP, OS, NR), saving your finance team hours of manual verification.

check Auto-assigns GST tax codes per IRAS rules
check Categorises by merchant type and context
check Flags policy violations before submission
check Routes to the correct approver automatically
check Sends proactive status updates post-submission

Learn about GST automation arrow_forward

restaurant

Client Lunch · Din Tai Fung $128.40

Entertainment Non-claimable GST

auto_awesome Copilot Suggestion

I've detected this is an Entertainment expense at a GST-registered merchant. Based on IRAS rules, I have applied:

Tax Code BL (Blocked Input Tax)

Taxable Amount $0.00 (GST suppressed)

Frequently asked questions

Klear is a Singapore-first expense management platform covering the full cycle — receipt capture, GST-compliant categorisation, multi-level approvals, GIRO reimbursement files, corporate card reconciliation, and accounting exports. Built specifically for Singapore's IRAS regulatory environment.

Klear is designed for Singapore businesses with 20 to 500 employees. It serves employees who submit expenses, finance teams and managers who approve and process them, and CFOs who need real-time spend visibility and IRAS audit readiness.

Employees send a receipt by mobile camera, email, or manual entry. Klear's AI reads it, assigns the correct GST tax code, categorises the expense, checks it against company policy, and routes it to the right approver — all without the employee touching a dropdown.

Yes. Klear automatically applies all 6 IRAS GST tax codes — TX9, ZR, BL, EP, OS, and NR — based on merchant type, category, and transaction context. It generates GST F5 return data and produces a one-click IRAS audit package.

All customers are onboarded by a Klear account manager. Guided configuration using the AI Setup Copilot typically takes under two hours. A two-week parallel run alongside your existing process is available before go-live.

Klear v1 produces Xero-ready and QuickBooks-ready CSV export files — Finance imports with zero reformatting. Direct two-way API integrations with Xero and QuickBooks are on the v2 roadmap, alongside NetSuite and Sage Intacct.

Klear generates a GIRO IBG-format payment instruction file that Finance downloads and uploads to their DBS, OCBC, or UOB banking portal. Multiple approved expenses per employee are consolidated into one payment line. Employees are notified when paid.

Yes. All Klear data is stored and processed exclusively within AWS Singapore (ap-southeast-1). No customer data ever leaves Singapore. This satisfies PDPA data residency requirements.

Finance uploads bank statements (CSV, OFX, or PDF — all major Singapore banks supported). Klear's AI suggests receipt matches per transaction. Finance closes a statement only when every transaction is matched, declared missing, or marked personal.

Request a demo using the button on this page. A Klear account manager will contact you to arrange a guided onboarding session. There is no self-serve sign-up — all customers are set up by the Klear team to ensure compliance configuration is correct from day one.

The expense platform
built for Singapore.